Bank Management Live Course

Course Description

This course provides a comprehensive exploration of banking and financial management. Participants will learn the essentials of bank controlling, internal pricing mechanisms, and how to manage margin contributions and structural risk. Key financial ratios and balance sheet management are covered in detail, allowing to make informed decisions about interest rates for various bank products. Moreover, the course addresses risk management, including credit, market, and liquidity risks, while also navigating the complex landscape of banking regulations, such as Basel III/IV. It delves into the intricate workings of financial markets, including money markets, capital markets, FX markets, and the crucial role of bond portfolios. By the end of the course, participants will be equipped with the knowledge and skills necessary to excel in the dynamic and highly regulated world of banking. ✅ Banking and financial markets - the role of financial markets by bank´s management, (money market, capital market, FX market, bonds), hedging of bank´s and customer´s positions, importance of bond´s portfolio in bank´s balance sheet, central bank facilities (repo tender, O/N facilities, etc.) ✅ Bank controlling, internal prices (FTP), management of margin contribution (interest and non-interest) and structural risk contribution ✅Key bank financial ratios (e.g. RoE, RoR, RORAC, CIR, EVA and other) ✅ Balance sheet structure of a bank, Fundamentals of Assets and Liabilities management (liquidity management, interest risk management), Assets and Liabilities Committee ALCO, proper decision making about interest rates for diverse bank products ✅Strategic planning - managing a bank by considering internal bank procedures and key financial ratios, customer needs, shareholder requirements, regulatory environment and employees’ desires. Balanced Scorecards (BSC) method principles. ✅ Bank´s regulatory environment – current regulation framework Basel III / IV (capital requirements, CRD/CRR, Single Resolution Mechanism – SRMR, Bank Recovery and Resolution – BRRD, MREL/TLAC, Deposit Guarantee - DGS, supervisory process - SREP, capital allocation and liquidity ICAAP/ILAAP, corporate governance, liquidity ratios - LCR/NSFR, marktes infrastructure - EMIR, interest rate risk - IRRBB), other regulatory requirements (minimum reserves, MiFID II, bank levy, crypto-assets regulation) ✅ Bank business management (retail, corporate banking, private banking), risk policy for diverse customers´ types, cross selling, customer needs ✅ Risk management (credit risk, market risk, liquidity risk, operational risk, business risk) and basic risk measurement methods. Credit risk (expected and unexpected credit loss, mitigation of credit risk, credit spread risk), Liquidity risk of a bank, Market risks - interest risk (level risk, yield curve risk, basis risk, other risks influencing IR position of a bank), FX risk, optionality risks. Methods to measure and quantify banks risks (what-if scenarios, MD, PVBP, VaR, Expected Shortfall) ✅ Case studies and strategic discussions