Simulated Bank (SimBa) Masterclass (Live)

Understand how a bank works, be able to take business decision to satisfy both shareholders and regulatory requirements, be qualified to consider risks/returns and to decide about bank operations.

Interested? Email us at [email protected]

Learning Objectives

Participants of this training will acquire fundamental skills in bank management, financial performance evaluation, regulatory compliance, risk management, and the role of Treasury in a digitalized banking landscape through case studies, exercises, and practical examples.

Comprehensive Understanding of Bank Management: Define the business strategy of a model bank, considering major influencing factors and shareholder requirements. Analyze economic and regulatory conditions impacting decision-making processes within the bank. Explore the roles of various business units (retail, corporate) and risk-taking units in the banking environment.
Financial Performance and Regulatory Compliance: Evaluate key financial ratios (RoE, RORAC, CIR, EVA) for a comprehensive financial perspective. Examine the regulatory framework, including Basel III & IV. Understand principles of bank regulation and Basel concepts affecting banking operations.
Risk Management and Financial Market Understanding: Introduce risk policy for different customer types and grasp risk management basics (interest rate risk, credit risk, liquidity risk). Gain insights into the structure of a bank's balance sheet from both business and ALM perspectives. Explore the role of Treasury in the bank, pricing strategies, and decision-making processes for interest rates on various bank products.

Lenght

3 days
Form

online (or in person upon request)
Difficulty

basic/advanced

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Live course with a lecturer

This is Bearning's live interactive course with a lecturer. You can attend as follows:

📅❌ If no specific date is listed for the course, then we currently only offer this course as an inhouse course for institutions or groups of participants (3+ ). Contact us by email for more information. We are always happy to tailor this course to your requirements. We can deliver it online or in person.
📅✅ If the course is listed for a specific date, you can sign up for it by registering and paying the fee. We will confirm your registration for the course and send you a link to connect (usually via Zoom or MS Teams) and a PDF of the presentation prior to the course. You can also register for the course by email, or you can contact us for further information. Course content and further details can be found on the course page.

Who should attend

Target group

Banking Professionals: Financial analysts, managers, and executives involved in bank management, controlling, strategy, and risk operations.
Risk Management Professionals: Risk managers and data analysts aiming to enhance their knowledge of risk policies and regulatory compliance. Those involved in market risk, credit risk, and liquidity risk management.
ALM/Treasury Professionals: Treasury managers and officers looking to deepen their understanding of the role of Treasury in banking. Those involved in pricing strategies, interest rate decisions, and funds transfer pricing.
Cross-Functional Bank Experts: Bank professionals from various departments (business units retail and corporate, financial advisors, middle-office, back-office, legal, etc.).

Course Description

SimBa is a Modular Training for Banking Excellence

SimBa (simulation of a bank) takes into account the challenges of times, operates in the current regulatory environment, and is mindful of personal leadership and personal motivation as a basic prerequisite for the ability to lead and encourage other people. Bearning SimBa program participants understand how a bank works, they are able to take business decision to satisfy both their shareholders and regulatory requirements. They are qualified to consider risks/returns and decide about bank operations. They are also capable to interpret the bank results and risk.

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Content

The workshop provides the participants with the scope of bank management and bank strategy, as well as the main bank functions in the current environment of digitalization. The participants will understand the main bank ratios, bank performance, bank risk policy, the principles of actual banking regulation, controlling procedures and the transfer price method, the basics of liquidity risk, interest rate risk and credit risk. Participants acquire basic skills for the principles of assets and liabilities management in relation to the business units, the bank’s liquidity management and the key function of Treasury in the bank. They will also learn how to price the bank´s basic products.

Content overview:

Bank’s strategy - Business strategy definition of a model bank by considering the major influence factors, relations to the shareholders
Economic and regulatory margin conditions influencing the decision-making process in the bank
The role of bank’s business units (retail, corporate) and the risk-taking units
Balanced Scorecard (BSC) method for bank management, 4 perspectives of the bank management (financial, customer, processes and organizational view)
Key bank’s ratios (RoE, RORAC, CIR, EVA) – financial view
Bank controlling, balance sheet structure, profit and loss profile, different sources of bank’s profit
The regulatory framework Basel III & IV and legal requirements in the context of the European Union, in particular the Capital Requirements Regulation (CRR), Capital Requirements Directive IV - CRD IV, the Single Resolution Mechanism Regulation (SRMR), the Bank Recovery and Resolution Directive (BRRD), the Deposit Guarantee Scheme Directive, and their implementation in legislation. Understanding the principles of bank regulation, Basel regulation concepts, EU regulatory bodies, EU bank regulation (CRR, CRD, SRMR, BRRD, deposit guarantee scheme, liquidity ratios LCR and NSFR, EMIR, IRRBB, ICAAP&ILAAP, SREP, MREL, MiFID II)
Introduction to risk policy for different types of customers, Risk management basics (interest rate risk, credit risk, liquidity risk), mark-to-market method, VaR method, Expected Shortfall
Introduction to bank’ s balance sheet structure (business and ALM point of view)
Introduction to financial markets, the role of Treasury in the bank
Pricing strategy for private, corporate and institutional segment
Proper decisions on interest rates for particular bank’s products, funds transfer pricing (FTP)
Digital transformation, the role of fintech in banking
Case studies, exercises and practical examples

Instructor

CEO, Bearning Martin Macko

Martin started his career in banking in 1994 as an MM&FX Treasury trader. Later he was appointed Treasury Director and Chairman of ALCO at a subsidiary of an international banking group. In 2007, Martin founded a consulting company. Later, Bearning expanded its activities to include professional banking education in the areas of ALM & Treasury, financial markets, risk management, fintech and digitalization. Martin holds several degrees and qualifications: Ing. (equivalent to M.Sc.) from the Slovak Technical University, ACI Dipl. (ACI Dipl.) from the Financial Markets Association, Financial Modeling & Valuation Analyst (FMVA)® and Certified Banking & Credit Analyst (CBCA)™ and Capital Markets & Securities Analyst (CMSA)® from the Corporate Finance Institute.

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Lenght

Form

Difficulty

Live course with a lecturer